Queue4 waiting5 waiting6 waiting
It slows the customer experience down
If payments take too long, queues build, pressure rises, and what should be a simple transaction becomes more frustrating than it needs to be.
Services · Payment Processing Systems
Payment processing built around speed, visibility and reliability
A payment processing system should do more than get a transaction through. It should help your business move faster, improve visibility, reduce friction, and give you more confidence in what is happening day to day.
~2 Second Transactions
Real-Time Reporting
Next-Day Settlements
UK-Based Support
Live · payments feed
Today · £3,420
09:41:07£12.50Visa · contactless✓ 1.8s
09:40:52£4.20Mastercard✓ 1.7s
09:40:31£28.90Amex✓ 2.1s
09:39:58£9.00Apple Pay✓ 1.6s
09:39:12£46.75Visa · online✓ 1.9s
Settlementtomorrow · 9:00am
Estimated annual saving£3,048 / year
Why Poor Payment Processing Becomes a Problem
When the system lags, the whole counter feels it.
Weak processing rarely shows up as one big failure. It chips away through slow queues, awkward moments at the till, and a lack of visibility that quietly costs the business.
01
Buffering…Weak signalPlease wait
It creates awkward moments at the till
Poor signal, buffering machines, or unreliable systems can leave customers standing there waiting and staff trying to explain what has gone wrong.
Today so far?
ReportingNone
It limits visibility for the owner
Without proper reporting, business owners often end up relying on staff updates rather than being able to see for themselves what is happening in real time.
Lost time×
Extra fees×
Margin↓
It can quietly cost the business money
Weak processing systems often come with a mix of unnecessary fees, lost time, slower service, and poor operational insight that all chip away at margin.
What Better Payment Processing Looks Like
Faster, clearer, and easier to run.
NEOM · Pricing
Zero terminal rental
Monthly rental on card machines can quietly eat into margin, especially when a business is operating more than one terminal.
£0
Terminal rental with NEOM
No rental. No PCI add-ons. No admin fees.
Terminal rental£29.00
2nd terminal£29.00
PCI & admin£14.95
Machine costsTypicalWith NEOM
Jan£72.95£0
Feb£72.95£0
Mar£72.95£0
Apr£72.95£0
May£72.95£0
Jun£72.95£0
Kept in the business / yr
£876+
£72.95 kept every month vs a typical rental setup.
Faster transactions
With transaction times that can be around two seconds, the right setup helps keep service moving and reduces delays during busier periods.
Card presented
0.0s
Approved
~2.0s · complete
Real-time reporting
Seeing takings as they happen makes it easier to monitor performance, understand busyness levels, and make better decisions when you are away from site.
Today’s takings£1,287
UpdatedLive · just now
Visible from anywhere, any device
Better cash flow visibility
The right system helps you understand what has been taken, what is settling, and when money is landing, which gives better financial control.
Taken today£3,420
Settling£3,420
LandsTomorrow · 9:00am
Clear settlementNo surprises
A better experience for staff and customers
The less friction there is at payment stage, the smoother the whole operation feels for everyone involved.
At the counter
Tap, approved, done
No fuss at the till, the queue just keeps flowing.
See it in your own numbers
Run your current setup through the savings calculator and see what a faster, clearer processing setup could return.
Ways Your Business Can Take Payments
One setup, every way you need to get paid.
Card payment terminals
A flexible card machine solution that can be used at the till, around the premises, or on the move, giving businesses one reliable way to take face-to-face payments.
Tap to Pay on Phone
An app-based solution that allows businesses to accept contactless payments directly on a compatible smartphone, without relying on a separate terminal.
Payment links
A simple way to take remote payments securely by sending a payment link via text, email, or messaging app.
Telephone payments
Also known as card-not-present or MOTO payments, this allows businesses to take card payments securely over the phone.
Online payments
Ideal for e-commerce businesses or any company that needs to take payments through a website or digital checkout.
EPOS integration
Useful for businesses that want their payment system and till setup working together more smoothly, with less manual input and better reporting.
Built Around How Your Business Operates
The right fit depends on how you trade.
01
Hospitality needs speed
In pubs, bars, cafés and restaurants, transaction speed and queue flow matter because customers do not want to stand around waiting to pay.
02
Mobile businesses need stronger connectivity
If you trade on the move or in changing environments, stronger connectivity can be the difference between closing a sale and losing one.
03
Multi-site businesses need visibility
If you run more than one location, being able to view performance clearly across sites becomes much more valuable.
What It Looks Like in the Business
See How Your Setup Could Improve
Speed at the till, clarity behind it.
Monthly Statement
Transaction fees£180
No hidden charges
£0 rental£0 PCI fees£0 auth charges£0 admin fees
Total Monthly Cost£180
No hidden charges
A clearer statement with the extras stripped out, so what you see is what the processing setup actually costs.
Approved
£9.86
Complete in 2 seconds
Shorter queuesLess waiting, happier customers
Around two-second taps
Faster transactions keep the queue moving and take the pressure off staff when the counter is busy.
£ Today’s Sales
£1,247
+18% vs yesterday
⚡ Transactions
124
Updated now
Sales Activity
Takings in real time
See sales as they happen, on an app or dashboard, even when you are away from the site.
Settlement sent to your bank
PCI compliance handled
Monthly statement ready
Nothing needs your attention today
Nothing left hanging
Settlement, compliance and statements handled, so the day-to-day runs without extra admin landing on you.
See What You Could Save
Your numbers. Your saving. No guesswork.
Move the sliders to match how your business trades today, and we’ll estimate what a better setup could save you, based entirely on your figures.
Tell us about your setup
Everything stays on this page. Nothing is submitted.
£30,000
£2k£120k
1.90%
0.90%3.00%
£29
£0£150
Estimated annual saving
Estimate
£0
That’s about £0 back in the business every month.
Effective rate 1.90% to about 1.15%, plus £0 rental.
Get My Exact Saving
An illustrative estimate based on the figures you enter and a typical NEOM setup. It is not a quote. Real savings depend on your provider, card mix, and setup, and Colin will confirm the exact number with you after a quick review.
FAQs
Payment processing, answered.
Still unsure about something? A quick chat usually clears it up faster than a form.
Talk to an expertIt is the wider setup behind how your business accepts and manages card payments, including speed, reporting, settlement, support, and reliability.
In some cases, businesses can be switched within 24 hours, although a more typical process from initial review to live setup is around five days.
Yes. Depending on the solution, real-time reporting can be available through an app or dashboard.
Yes. Stronger reporting and better visibility become especially valuable when you are managing multiple sites.
Case Studies
Helping local businesses run better.
Fees cut by
46%
KENILWORTH · was on Dojo
The Rocking Horse Coffee Shop
Problem. On a fixed contract with limited reporting, the café wanted simpler admin and room to stay flexible.
What we did. Moved them to Teya with clear takings reporting and no contract.
Fees cut by
30%
COVENTRY · was on Dojo
Purdy’s Pet Shop
Problem. Wanted transparent pricing, quicker settlement, and payments that talk to the EPOS till.
What we did. Teya with EPOS integration and 7-day settlement, so sales reconcile cleanly.
Fees cut by
50%
COVENTRY · was on SumUp
Coventry Mobile Bars
Problem. Signal drops at events were costing bar sales, and slow settlement squeezed cash flow.
What we did. Shift4 with connectivity that holds up at events, plus faster settlement.
Fees cut by
35%
COVENTRY · was on Worldpay
The Jacobean Hotel
Problem. Rooms, bar, restaurant and events ran on disjointed tills, with no clean way to hold deposits.
What we did. Teya EPOS across every outlet, pre-authorisation for deposits, and clear reporting.
Fees cut by
30%
LEAMINGTON SPA · was on Dojo
The Hope
Problem. Tied into rental on terminals they wanted to own, paying more than they realised.
What we did. Removed rental with owned terminals and added 0.5% cashback on business spending.
Fees cut by
40%
COVENTRY · was on Dojo
Kasbah
Problem. Packed club nights meant any slow or dropped terminal at the bar cost serious money, with little clear reporting behind it.
What we did. Teya with fast, reliable payments, lower fees on high volumes, and reporting that makes sense of big nights.
Fees cut by
30%
COVENTRY · was on Dojo
HMV Empire
Problem. Bar service during live events needed faster, dependable terminals, with hundreds wanting served at once.
What we did. Rapyd with quick, reliable card payments built for high-volume live-music nights.
Fees cut by
35%
RUGBY · was on Clover
Hunts Bookshop
Problem. Wanted lower costs, a dependable till and clearer reporting to keep an independent shop’s margins healthy.
What we did. Rapyd with reliable payments, user-friendly reporting and lower fees on every sale.
Fees cut by
25%
COVENTRY · was on Barclaycard
Ivy House
Problem. Busy events brought slow terminals, long bar queues and processing costs that crept too high.
What we did. Shift4 with fast, reliable payments and connectivity that holds up when the venue fills.
Fees cut by
30%
COVENTRY · was on Dojo
Keresley News
Problem. Processing fees were eating into tight margins on low-value sales like papers and confectionery.
What we did. Teya with lower-cost, reliable payments suited to high-frequency, small-ticket retail.
Real NEOM client switches. Each figure shows how much the business cut its card processing fees by. Read the full story behind each one.
See what you could save.
No pressure and no jargon, just a straightforward conversation about your business and what you’d like to improve.