Reduce unnecessary fees
For many businesses, the biggest gain is not a tiny improvement in the headline rate, but removing extra charges that have quietly built up over time.
We help local businesses cut card payment costs, improve reliability, and move to a setup that just works day to day, with no contracts, zero terminal rental, next-day settlements, and real UK-based support.
From the machine on your counter to the funding behind your next move, we review the whole setup and match you to a better fit. Open any card to see how that service works.
We review your existing setup and move you to a more suitable solution based on how you trade, what you’re charged, and what matters most operationally.
See how it worksWe improve the wider payment process, focusing on speed, reporting, reliability, settlement times, and overall cost-effectiveness.
See how it worksFlexible, reliable card terminals that work at the till, around the premises, or on the move, depending on how your business trades.
See how it worksEligible businesses can access flexible funding, with repayments linked to card takings rather than fixed monthly repayment pressure.
See how it worksMove the sliders to match how your business trades today, and we’ll estimate what a better setup could save you, based entirely on your figures.
Everything stays on this page. Nothing is submitted.
An illustrative estimate based on the figures you enter and a typical NEOM setup. It is not a quote. Real savings depend on your provider, card mix, and setup, and Colin will confirm the exact number with you after a quick review.
Lower running costs and a more reliable setup, backed by a real local point of contact who stays involved long after go-live.
Removing monthly terminal costs makes a real difference over time, especially for businesses running more than one machine.
Get paid tomorrow instead of waiting several days, seven days a week.
Flexible options give you room to move, without being locked into long agreements.
If a terminal fails, you’re back up and running quickly, because downtime costs money.
Not a call centre or a script. A real person who knows your account and stays involved.
Focused on businesses across Coventry and the wider West Midlands.
We work with a wide range of businesses, each with different ways of operating, serving customers, and taking payments day to day.
For many businesses, the biggest gain is not a tiny improvement in the headline rate, but removing extra charges that have quietly built up over time.
Faster transactions and stronger connectivity can improve the customer experience and reduce pressure on staff during busy periods.
Real-time reporting makes it easier to see what is happening in the business, even when you are not physically there.
The right setup should help the business run more smoothly, not create more admin or awkward situations at the counter.
Problem. On a fixed contract with limited reporting, the café wanted simpler admin and room to stay flexible.
What we did. Moved them to Teya with clear takings reporting and no contract.
Problem. Wanted transparent pricing, quicker settlement, and payments that talk to the EPOS till.
What we did. Teya with EPOS integration and 7-day settlement, so sales reconcile cleanly.
Problem. Signal drops at events were costing bar sales, and slow settlement squeezed cash flow.
What we did. Shift4 with connectivity that holds up at events, plus faster settlement.
Problem. Rooms, bar, restaurant and events ran on disjointed tills, with no clean way to hold deposits.
What we did. Teya EPOS across every outlet, pre-authorisation for deposits, and clear reporting.
Problem. Tied into rental on terminals they wanted to own, paying more than they realised.
What we did. Removed rental with owned terminals and added 0.5% cashback on business spending.
Problem. Packed club nights meant any slow or dropped terminal at the bar cost serious money, with little clear reporting behind it.
What we did. Teya with fast, reliable payments, lower fees on high volumes, and reporting that makes sense of big nights.
Problem. Bar service during live events needed faster, dependable terminals, with hundreds wanting served at once.
What we did. Rapyd with quick, reliable card payments built for high-volume live-music nights.
Problem. Wanted lower costs, a dependable till and clearer reporting to keep an independent shop’s margins healthy.
What we did. Rapyd with reliable payments, user-friendly reporting and lower fees on every sale.
Problem. Busy events brought slow terminals, long bar queues and processing costs that crept too high.
What we did. Shift4 with fast, reliable payments and connectivity that holds up when the venue fills.
Problem. Processing fees were eating into tight margins on low-value sales like papers and confectionery.
What we did. Teya with lower-cost, reliable payments suited to high-frequency, small-ticket retail.
Real NEOM client switches. Each figure shows how much the business cut its card processing fees by. Read the full story behind each one.
Still unsure about something? A quick chat usually clears it up faster than a form.
Talk to an expertNEOM is a payment and funding broker that helps businesses find better card payment and funding solutions, based on their needs, costs, and trading model.
Yes. Much of our focus is on helping local and regional businesses get a better setup, better value, and better support.
In many cases, yes. A big part of what we do is reviewing current costs and showing where savings may be possible, usually by removing fees that add little value.
Yes. Ongoing support is a big part of how we work. We remain a point of contact after the account is live.
Yes. Flexible no-contract options are available in many cases, giving businesses more freedom and less risk when switching.
Many businesses benefit from next-day settlements, seven days a week, so money can land much faster than with traditional setups.
No pressure and no jargon, just a straightforward conversation about your business and what you’d like to improve.