Per tap+4s
Lunch rushQueue ↑
Speed affects service
In busy environments, even a few extra seconds per transaction can make queues longer and the whole service experience feel slower.
Services · Card Payment Machines
Card payment machines that keep the queue moving
The wrong card machine can cost more than the monthly bill. It can slow transactions down, frustrate customers, create pressure for staff, and make the business look less professional than it should. The right machine should be fast, reliable, well-connected, and suited to the way your business actually trades.
Countertop, portable or EPOS-integrated. Matched to the job, live in as little as 24 hours where the setup allows.
SpeedApproved in ~2s
SignalMulti-network SIM
Rental£0 / monthest. £3,026 back / yr
Why the Right Card Machine Matters
A few seconds per tap adds up fast.
Speed, reliability, connectivity and cost decide whether a terminal helps the business or quietly holds it back.
Buffering…Signal droppedCustomer waiting
Reliability affects confidence
If a customer is ready to pay and the machine buffers or drops signal, the moment becomes awkward very quickly.
Sale takenSale missed
Connectivity affects conversion
For mobile businesses and locations with patchy coverage, stronger connectivity can be the difference between taking the payment there and then or missing the sale.
Cheapest machine£0?
Hidden fees+££
The right setup affects cost
The cheapest-looking machine is not always the best value if it comes with hidden fees, poor performance, or limitations that do not suit your business.
Common Problems We Help Solve
The faults we see, week in, week out.
NEOM · Pricing
Zero terminal rental
Monthly rental on card machines can quietly eat into margin, especially when a business is operating more than one terminal.
£0
Terminal rental with NEOM
No rental. No PCI add-ons. No admin fees.
Terminal rental£29.00
2nd terminal£29.00
PCI & admin£14.95
Machine costsTypicalWith NEOM
Jan£72.95£0
Feb£72.95£0
Mar£72.95£0
Apr£72.95£0
May£72.95£0
Jun£72.95£0
Kept in the business / yr
£876+
£72.95 kept every month vs a typical rental setup.
Machines that freeze or lag
Older software and weaker device performance can slow things down and create frustration at the till.
Old terminal
Loading… 9.0s
Right terminal
Approved · ~2.0s
Poor signal when trading on the move
If your machine relies too heavily on one connection type, mobile trading becomes a lot more difficult than it should be.
Wi-Fi onlyDrops outdoors
Multi-network SIMHolds signal · roams
Built for markets, events and deliveries
Fixed charges that no longer make sense
Some businesses are still paying rental and other fees even when their usage pattern no longer justifies it.
Rental, year 1£348
Rental, year 5still £348
With NEOM£0 rental
Reviewed yearlyCosts match usage
A machine that is fine in theory but wrong in practice
The right terminal should reflect how your business really trades, not just what was available the last time someone sold you a machine.
?
Sold in 2019
Countertop only · no EPOS link
The business changed. The machine never did.
See it in your own numbers
Run your current setup through the savings calculator and see what the right machine on the right deal could return.
A Better Way to Choose
Chosen around your business, not off a shelf.
We look at turnover first
Turnover level helps shape what will be commercially sensible and whether a machine should be set up with more flexibility or more features.
We look at how you trade
A mobile operator, a pub, and a retail shop all use card machines differently, which means the recommendation should reflect the real use case.
We focus on the overall fit
The goal is not just to get a machine in place, but to make sure it works commercially and operationally for the business.
Good to Know
Fast to arrange, flexible to keep.
01
Live within 24 hours in some cases
Depending on the setup, a machine can be arranged and taking payments very quickly when the business needs it.
02
No long contracts required
More flexible options are available, including setups with no contract in many cases, so the machine earns its place.
03
Stronger connectivity available
Multi-network options hold signal in patchy coverage, which matters for businesses trading on the move.
What the Right Machine Delivers
See How Your Setup Could Improve
Quicker taps, steadier service, cleaner costs.
Monthly Statement
Transaction fees£180
No hidden charges
£0 rental£0 PCI fees£0 auth charges£0 admin fees
Total Monthly Cost£180
Cleaner costs
No rental, no hidden add-ons, and a statement that shows what the machine actually costs to run.
Approved
£9.86
Complete in 2 seconds
Shorter queuesLess waiting, happier customers
Around two-second taps
Fast, reliable approvals keep the queue moving and take the pressure off staff at busy times.
£ Today’s Sales
£1,247
+18% vs yesterday
⚡ Transactions
124
Updated now
Sales Activity
Takings you can see
Modern terminals feed clear reporting, so you can see what the machine took today without asking anyone.
Settlement sent to your bank
PCI compliance handled
Monthly statement ready
Nothing needs your attention today
Nothing to babysit
Settlement, compliance and statements handled in the background, with support on hand if a machine ever plays up.
See What You Could Save
Your numbers. Your saving. No guesswork.
Move the sliders to match how your business trades today, and we’ll estimate what a better setup could save you, based entirely on your figures.
Tell us about your setup
Everything stays on this page. Nothing is submitted.
£30,000
£2k£120k
1.90%
0.90%3.00%
£29
£0£150
Estimated annual saving
Estimate
£0
That’s about £0 back in the business every month.
Effective rate 1.90% to about 1.15%, plus £0 rental.
Get My Exact Saving
An illustrative estimate based on the figures you enter and a typical NEOM setup. It is not a quote. Real savings depend on your provider, card mix, and setup, and Colin will confirm the exact number with you after a quick review.
FAQs
Card machines, answered.
Still unsure about something? A quick chat usually clears it up faster than a form.
Talk to an expertYes. In some cases, a machine can be live very quickly, even within 24 hours depending on the setup.
No. One of the key things we look at is how to remove unnecessary fixed costs where possible.
No. More flexible options are available, including setups with no contract in many cases.
Yes. Stronger connectivity options are available, which is especially valuable for businesses on the move or in patchy coverage locations.
Case Studies
Helping local businesses run better.
Fees cut by
46%
KENILWORTH · was on Dojo
The Rocking Horse Coffee Shop
Problem. On a fixed contract with limited reporting, the café wanted simpler admin and room to stay flexible.
What we did. Moved them to Teya with clear takings reporting and no contract.
Fees cut by
30%
COVENTRY · was on Dojo
Purdy’s Pet Shop
Problem. Wanted transparent pricing, quicker settlement, and payments that talk to the EPOS till.
What we did. Teya with EPOS integration and 7-day settlement, so sales reconcile cleanly.
Fees cut by
50%
COVENTRY · was on SumUp
Coventry Mobile Bars
Problem. Signal drops at events were costing bar sales, and slow settlement squeezed cash flow.
What we did. Shift4 with connectivity that holds up at events, plus faster settlement.
Fees cut by
35%
COVENTRY · was on Worldpay
The Jacobean Hotel
Problem. Rooms, bar, restaurant and events ran on disjointed tills, with no clean way to hold deposits.
What we did. Teya EPOS across every outlet, pre-authorisation for deposits, and clear reporting.
Fees cut by
30%
LEAMINGTON SPA · was on Dojo
The Hope
Problem. Tied into rental on terminals they wanted to own, paying more than they realised.
What we did. Removed rental with owned terminals and added 0.5% cashback on business spending.
Fees cut by
40%
COVENTRY · was on Dojo
Kasbah
Problem. Packed club nights meant any slow or dropped terminal at the bar cost serious money, with little clear reporting behind it.
What we did. Teya with fast, reliable payments, lower fees on high volumes, and reporting that makes sense of big nights.
Fees cut by
30%
COVENTRY · was on Dojo
HMV Empire
Problem. Bar service during live events needed faster, dependable terminals, with hundreds wanting served at once.
What we did. Rapyd with quick, reliable card payments built for high-volume live-music nights.
Fees cut by
35%
RUGBY · was on Clover
Hunts Bookshop
Problem. Wanted lower costs, a dependable till and clearer reporting to keep an independent shop’s margins healthy.
What we did. Rapyd with reliable payments, user-friendly reporting and lower fees on every sale.
Fees cut by
25%
COVENTRY · was on Barclaycard
Ivy House
Problem. Busy events brought slow terminals, long bar queues and processing costs that crept too high.
What we did. Shift4 with fast, reliable payments and connectivity that holds up when the venue fills.
Fees cut by
30%
COVENTRY · was on Dojo
Keresley News
Problem. Processing fees were eating into tight margins on low-value sales like papers and confectionery.
What we did. Teya with lower-cost, reliable payments suited to high-frequency, small-ticket retail.
Real NEOM client switches. Each figure shows how much the business cut its card processing fees by. Read the full story behind each one.
See what you could save.
No pressure and no jargon, just a straightforward conversation about your business and what you’d like to improve.