Case Study · Retail

Lal & Sons Cash & Carry

How a Coventry cash & carry cut its card processing fees by around 30% after switching with NEOM, without losing the day-to-day service it relies on.

RetailCash & CarryCoventryFrom BarclaycardTo Teya
30%cut in card processing fees
BarclaycardTeyathe switch, handled by NEOM
£0terminal rental with NEOM
24/7UK-based support
01 · The Business

The business behind the numbers.

Lal & Sons is a Coventry cash and carry supplying groceries and wholesale goods to trade customers. It serves local shops, caterers and businesses buying in bulk. With high transaction volumes and large orders, dependable payments and clear, accessible reporting are essential to keep the operation running.

Wholesale and trade counters handle larger payments, so the rate on every transaction and the reporting behind it have a direct effect on margin.

02 · The Challenge

The costs that never got reviewed.

On Barclaycard, the business wanted easier reporting and a reliable app so it could stay on top of high transaction volumes, alongside dependable connectivity. For a busy cash and carry, payments that falter or reporting that’s hard to access quickly become a real headache. Keeping on top of the volume was key.

What mattered most. Reliable connectivity, user-friendly reporting and a mobile app, backed by local support that is easy to reach around the clock.

03 · The Switch

Switching with NEOM, start to finish.

NEOM moved them to Teya with reliable connectivity, an easy-to-use app and clearer reporting, giving the business a real-time handle on a high-volume operation from anywhere. That keeps both the tills and the oversight running smoothly. The switch also cut their card processing costs by around 30%, with local 24/7 support whenever it’s needed.

The Outcome

Card fees cut by 30%, a quarter of the bill.

A setup matched to how the business trades, with support that is easy to reach when it matters.

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